Whether your objective is to become debt-free, gain financial freedom, or achieve good financial health; a personal budget will help you manage your money more wisely and get you closer to your financial goals.
Tag Archives: personal budget
How to properly prepare for marriage
In life, there are certain events that can create a huge gap in your finances, when not properly planned for. These events include getting married. When you know that you plan to get married, start planning for that special day so that you can afford everything related to the ceremony without your finances taking a strain.
Things to look for when selecting a reputable lender
Many people have been and continue to be targeted by scams that attempt to con them out of their hard-earned money. Unfortunately, technology is making things even easier for scammers; they are continuously finding new ways to target their victims.
Understanding interest rates
An interest rate is a cost of borrowing money. According to Bloomberg, 80% of South Africans use debt for monthly expenses and many are unaware of how much it really costs them.
Get out of debt: How to improve your Financial Wellness
Debt affects more than our financial health; having financial issues can affect our physical and emotional wellbeing too, which is why it is so important that we work towards getting out of debt stress mode.
Saving habits to put into action for a better financial future
We all want to be successful at any and everything we do, right? Saving is no different. When we start saving, we do so because we have financial goals we wish to achieve.
How to efficiently budget and save money for long-term benefits
Millennials are notoriously known for budgeting and saving behaviour that’s either lacking or non-existent, all the while grappling with high levels of debt. This is due to many contributing factors, some of which are not in our control such as the decline of our national economy.
Your simple guide to buying a car of your dreams
While some choose to buy a house as their first step, others choose to buy a car. No one should dictate, which option to go for. Follow your heart’s desires.